Deferred Charitable Gift Annuity

As a donor under age 60 still in high-earning years and saving for retirement you can secure both current tax deductions and an additional source of retirement cash flow.

Make a gift of $10,000 or more in cash or securities to The ALS Association and in return, starting on a specified future date, we will provide guaranteed, fixed lifetime income to you and/or a loved one. When the contract ends, the remainder will be used in support of the Association’s mission.

Benefits

Fixed quarterly or annual lifetime income at an attractive annuity rate
- Safe from fluctuations in the market
Income can go to up to two beneficiaries jointly or successively
Immediate charitable deduction
Possible capital gains tax savings if you fund the DCGA with appreciated securities
The longer you defer the annuity payments, the higher the payments will be

Requirements

Irrevocably donate cash or securities totaling $10,000 or more to The ALS Association
A deferred charitable gift annuity (DCGA) can be established by a donor of any age, but the beneficiary(ies) must be at least 40 years of age before payments begin
- If age 60 or over, consider a charitable gift annuity
Completion of a simple application and agreement

Let’s Get Started

Our staff can provide you with a free, no-obligation example of how a DCGA could benefit you and/or a loved one. We’ll calculate your payments and tax benefits based on your beneficiary age(s), funding method, payment start date, and anticipated gift amount. Contact us to get started today!